After our morning meeting there is a training session which I didn't find useful. Here is an array of online resources to get you started. If youd like more information about how my organization works, click the link here. For career agents, AmeriLife offers a comprehensive 90 day insurance sales training program. The number one reason for someone to join AmeriLife would be the group of people they work with. Our innovative technology and approach to Medicare enrollment easily automates complex processes and delivers a streamlined user experience. SunFire is committed to transforming the way seniors buy health insurance through transparency, trust and innovation. Interested in a career with AmeriLife? Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Contract Agent Licensing Admin sends through DocuSign TOAs (Termination of Appointment Agent Licensing sends to corp to have Carrier by Agent Licensing Letters) agent sign TOAs. Some of the tools they offer include development and SEO optimization for websites as well as mobile development. Meaning you only get paid by commission. It will cost you a pretty to get everything like a license, background check but they will reimburse most of that. They have partnered with some of the worlds top insurance firms, allowing career agents and independent affiliates to market. SunFire partners with leading Carriers to provide seniors with health plans best suited to meet their personal health needs. Create Reminders, Disposition Leads, Birthday Reminders, Client Notes and other features allow you to better manage your sales pipeline and increase your closing ratio. "We are excited to become part of one of the fastest growing, full-service brokerage marketing organizations in the country and believe this strategic alliance will bring tremendous value to our advisors and agents, their clients, and the industry as a whole. . Agent professionals rate their compensation and benefits at AmeriLife with 2.7 out of 5 stars based on 139 anonymously submitted employee reviews. Which is so unfair. AMG is primarily focused on the senior market. AmeriLife specializes in life and health insurance, but also offers financial products for retirement planning. Here are the amerilife reviews. Copyright 2023 Gerber Life Insurance Company, White Plains, NY 10605 All rights reserved. | CAREER OPPORTUNITY Excellence H Take pride in our brand H Everyone is important H Work as a team for H Respect others a common goal H Say please and thank you Accountability H We do our job the way it is supposed to be done and H Fulfillment of our commitments do it right the first time to our clients and our agents H We take responsibility for our agents Honesty H We do not engage in any transaction that does not benefit the client, the carrier, the agent and the agency Courage H We have the courage to voice our ideas H If rejected, we have the courage to bring other new ideas Integrity H There is only right and wrong nothing in between H We are trustworthy H We give our word and we keep our word 22 AmeriLife has very high expectations for performance and quality. So, the new financial backing has put them on a very aggressive growth projection, spending to match. Thats 76 million Americans, ranging in age from 56 to 76. Fastforward, I left Amerilife 4/1/22, again, they charged me bond fees for an ENTIRE month of April.Which is what leads me to believe Amerilife is making a profit off of all of the excess fees they are charging agents
Copyright Duford Insurance Group 2014-2022
I also want to point out that Amerilife uses Cal Insurance and the monthy e&o insurance cost more with Amerilife. A partner that has your back and lets you flex your independent spirit, all while connecting you with a national network of insurance professionals that will inspire your success. Amerilife will not rest until it creates a culture that people feel passionate about and call their own while delivering quality results for distributors. I train new and experienced agents become top producing agents in final expense, Medicare Advantage, and annuity sales. In turn, it offers a wide range of options for both independent agents and career agents. This rating has decreased by -23% in the past 12 months. You are using a browser that is unsupported. Altogether, they represent success. Disability and extended care insurance, which can pay for long-term medical care as the result of a chronic illness or injury.
They offer opportunities for both career agents and independent affiliates to sell, and they partner with some of the largest insurance companies in the world. This is due to market changes that are sweeping the industry. In this morning's meeting Bret who is one of the top Managers takes attendance to see who showed up and who didn't. Because AmeriLife does not charge for leads, their commission rates are lower than other insurance agencies. As part of the AmeriLife team, you have the ability to positively impact the lives of Americans nationwide every single day. They also provide support for social media, email, and print marketing campaigns. I honestly like it here. Join the quickly growing list of agents that now provide Gerber Life products to their clients. Brett keeps track of all of that. AmeriLife Value Proposition | What We Offer Resources Provided AmeriLife Agent Captive Agent Access Currently? I am not trying to be tied down somewhere, If that's what I wanted I would have gotten a 9-5 I just wanted an additional stream of income
They also have access to backend management services such as accounting and HR platforms, IT support, and legal counsel. Because this segment is less likely to be affected by economic fluctuations, AmeriLife customers are more concerned about their long-term well-being than other population segments. Agent professionals have also rated AmeriLife with a 2.9 rating for work-life-balance, 3.4 rating for diversity and inclusion, 3.3 rating for culture and values and 3.2 rating for career opportunities. Having problems? 51% of AmeriLife employees are women, while 49% are men. Gerber Life Insurance is a trademark. Institutional Wealth Management, Broker-Dealer & RIA. I didn't even make $1 and I was already in debt with them. SunFire provides transformative and proven technology solutions to support the ever-growing Medicare landscape. It is a way of working where Googles guidelines are met to be an influential portal that jumps out to those interested in the content when they search for related words. The company also provides dental, vision, and hearing insurance policies. Great altitude
Long-term and short-term health insurance is offered through the government and commercial sectors. Are you considering joining up with the insurance marketing organization called . Request details to learn how Agent Xcelerator can . By David Duford - January 03, 2023 - 5 Mins Read. Here is the daily schedule. They also offer ongoing guidance and support to help agents sell using online tools and a large distribution network. Financial services including retirement planning, estate planning, asset management, and annuities. Term life insurance products, such as last expense policies. When AmeriLife puts its objective into action, it has become a national leader in creating and disseminating innovative solutions for pre-retirees and retirees to help them better prepare for their golden years. AMG develops health, life, and annuity products with our insurance partners and distributes these products through our extensive network of independent agents. 2023 SunFireMatrix. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Copyright 2022 by AmeriLife Marketing Group, LLC. Certain exclusions, restrictions and limitations may apply; please contact your marketer for more information. The E&O Coverage offers multiple coverage options deductible as low as $500 per claim on products with AmeriLife Marketing Group. ASG was one of the first agencies to offer brokers computerized sales illustrations and continues to provide advanced case support and state-of-the art tools, such as the ASG Mobile App. Marketing on their website and social networks, Taskrabbit Insurance Reviews | In-Depth Review You Must Learn, Resident Shield Insurance Reviews | Overview, Pro, Cons Review, Multiplan PPO Insurance Reviews | Everything You Need To Know. 15% of AmeriLife employees are Hispanic or Latino. Group benefits for workplaces, including healthcare, retirement plans, and more. It provides life insurance coverage for over 3 million people in the U.S. Its the only company to offer personalized nutritional supplement blends at no extra cost; it provides simplified billing statements (allowing customers to pay one bill per month). In a long-term illness or injury, disability and long-term care insurance can help cover treatment costs. Simple: in the first results. Find more similar flip PDFs like AmeriLife Career Opportunity Guide | Version 7. Agent Dashboard. This is 23% worse than the company average rating for salary and benefits. For Agent use only. If you look at all their agents, thats what youre going to see from top to bottom. Someone can be successful at AmeriLife because they have the drive to succeed and do it the right way. Download AmeriLife Career Opportunity Guide | Version 7 PDF for free. I am acting as an agent and the views expressed are my own and not that of AmeriLife. This gives Salesforce partners like AmeriLife the tools they need to better serve their clients by integrating with third-party systems and gaining real-time data access. Glassdoor has 348 AmeriLife reviews submitted anonymously by AmeriLife employees. Visit www.AmeriLife.comand follow us on Facebook and LinkedIn. Institutional Wealth Management, Broker-Dealer & RIA. The Senior Health Insurance Market consists of complex products and extensive information. AmeriLife Marketing Group's agent support includes leads, training, E&O, technology support, incentives, and a renewal purchase program. Join the quickly growing list of agents that now provide Gerber Life products to their clients. Carrier Invites Processed through Avature FEDERAL CERTIFICATIONS automatically sent to Tracy Miner from the AHIP system, once agent fills this out. Please use the form below to get in touch with us and
To help new agents to start, AmeriLife typically does not charge for leads. The strength of AmeriLife is its commitment to helping people live healthier and longer lives through the provision of insurance and retirement solutions. AmeriLife gives you all the resources all tools you need to succeed. At AmeriLife, they have a great group of talented people. AmeriLife strives to provide a satisfying career path, as well as opportunities for professional development and personal growth. Any information we provide is limited to those plans we do offer in your area. This agency specializes in life insurance. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. They advertise that they provide Free leads, free E&O insurance, and they give you an ipad. Carriers Technology iPad/Surface Pro Provided Agent Dashboard Lead Management System Annuity Genius Phone Burner Power Dialer FireLight SunFire Quoting Tools 18 (Related: Two Big Life and Annuity Distributors Combine . Verify your email to use filters. "Our per-agent enrollment averages increased, our production increased, our cross-contracting increased it all went in the right direction and has since doubled year-over-year! AmeriLife has their own insurance lead program, called LeadMax, which insurance agents can use to find both proprietary and third party leads. Well valuate your commissions and supply the capital you need, often within a week. the lead is old and the people are tired of us calling. This employer has claimed their Employer Profile and is engaged in the Glassdoor community. AARP/United HealthCare/ Party ID letter emailed to agent with Preferred Care Partners* cert instructions AETNA/Coventry/CVS Carrier Portal Silverscript Centene/Allwell/Wellcare Carrier Portal Cigna-HealthSpring* Cert access emailed to agent Freedom/Optimum/Americas Carrier Portal 1st Choice SC Humana/CarePlus* SAN letter emailed to agent with cert instructions CONTINUING EDUCATION Agents Agents must access on the State Annuity Suitability AZ, GA, DOI website. I could not wrap my head around that. AmeriLife is a national leader in developing, marketing and distributing life and health insurance, annuities and retirement planning solutions to enhance the lives of pre-retirees and retirees. Some of the products that AmeriLife offers include: AmeriLife works with a wide variety of insurance and financial providers, including Aetna, United Healthcare, Mutual of Omaha, Humana, Prudential, and more. At AmeriLife, registered advisors can join an RIA firm, or be eligible for AmeriLife support through their own firm (i.e., Institutional Wealth Management company or a Broker-Dealer). "This new partnership allows us to leverage AmeriLife's vast resources, while also contributing to our mutual growth, providing AmeriLife's career and brokerage distribution with new sources of revenue via ASG's platform," said Kaufman. AmeriLife Welcome Letter Agent Licensing Admin and Managing Director Then the email gets forwarded to AA Number agent by Admin. To qualify for term life insurance, an individual must meet the terms and conditions of the procedure (usually between 10 and 30 years). Don't believe all the hoopla in the job ad. Not all products are available in all states. Come into their office at 830am for the morning meetings. Used under license from Socit des Produits Nestl S.A. and Gerber . At AmeriLife, independent agents agree to sell insurance products offered by the many companies with which AmeriLife has business relationships, including major carriers such as Cigna, Aetna, Nationwide, Mutual of Omaha, and many others. This article is our personal review of their agent sales career opportunity and our personal opinions of the company. Find a Great First Job to Jumpstart Your Career, Getting a Job Is Tough; This Guide Makes it Easier, Climb the Ladder With These Proven Promotion Tips, A Guide to Negotiating the Salary You Deserve. Todays consumers rely on referrals on Instagram or Facebook when seeking more information about various products or services. The ideal is to hire Internet marketing professionals to execute an appropriate strategy and closely analyze the reactions and behaviors of the public. However, its important to note that some of AmeriLifes leads are not exclusive leads, so you may face increased competition for each lead, and leads may not always be brand new. It is an insurance marketing and distribution company with more than half a century in the market. Please fill out the form below and choose a topic you would like more information about. The average AmeriLife salary ranges from approximately $22,290 per year for Licensing Specialist to $136,652 per year for Vice President. Good pay, PTO, Health Insurance, and even a 401k match. Every day more than 11,000 people in the U.S. turn 65 years old, and many need help preparing for their future. The office meetings were very informative. Flowers bought it for lower than $600 million. Contact us today and a licensed agent will bein touch to help you get started. They have product development and design capabilities. Theyve been in business for over 50 years and offer opportunities for both independent insurance agents and career agents. They are contracted with all the top carriers. Independent agents are contracted sales agents who are self-employed, pay their own taxes and acquire their own benefits. What they don't tell you is that the leads are free for the first 9 months, you are paying a technology fee for the used Ipad that's given to you, and the E&O insurance , is NOT free, and here is the best part. you have a rent fee.yes you read that right, you are charged a monthly rent. Ill discuss in detail how AmeriLife works, with the goal of helping you decide if its a good fit for what youre looking to accomplish in insurance sales. Came across this as a now former employee for DFS, who is now a part of Amerlife's life and annuity MLM. No Policy Aggregate, you do not share your limit with other enrolled agents. AmeriLife helps advisors add health and life insurance and retirement solutions to their portfolio. Thats why Amerilife applies Search Engine Optimization (SEO). ", We partner with Insurance Brokers, FMOs & Carriers. Founded in 1973, Agent Support Group is one of the fastest growing life insurance brokerage agencies in the U.S. New York-based ASG provides insurance services for professional advisors, including advanced case design, impaired risk underwriting, and point of sale assistance for life, annuity, disability and long term care insurance. In turn, it offers a wide range of options for both independent agents and career agents. Let me advise you guys since knowone advised me, you start being charged these fees, the day you sign to be contracted with Amerilife, which is ridiculous,I started training 1 week after I signed up. Various carriers not on vertafore: Agent (AARP/United Healthcare, AETNA, Cigna Health, SILAC, Healthspring, Humana, National Health, Wellcare) Agents- AHIP and Marketplace AHIP and Marketplace certifica- certifications completed by Agent and tions sent to Agent Licensing, sent to the Admin. J.C. Are you considering joining up with the insurance marketing organization called AmeriLife? Join Our Team. AmeriLife is committed to the success of its sales force by providing its agents with: Assistance with the state insurance exam (for qualified candidates) We can deliver those products and services on a customer service platform to provide an excellent customer experience. Agent Xcelerator's Lead Management System is a free CRM that helps agents keep track of their prospects and close more sales. Workplace group benefits such as healthcare, retirement programs and other options for employees. Cision Distribution 888-776-0942 Registered advisors are independent or full-time employed by a wirehouse firm or an advisor network. Its always a challenge, and no matter what the task is, this is where the difference is made. If you are a remote agent, there is no room for growth. Based on the customers personal information, SunFire identifies theideal plan with the lowest annual cost to enroll your customer in real-time. Cookies are required to login to this site. Baybee let me tell you something,gas costs way too much to be coming in for a pointless morning meeting that only lasts 1 hour and tbh these morning meetings could be done online. AmeriLife generally does not charge for leads, which can make it easier for new agents to get started. Interested in a career with AmeriLife? They teach you how to sell. A career as an independent agent or registered advisor with AmeriLife means joining a national network of like-minded professionals and gaining access to the products, marketing resources, training and technology required to build your business your way and fuel your entrepreneurial spirit. AmeriLife is neither a pyramid scheme nor an insurance MLM, and it is a legitimate company. All rights reserved. Use the link below to get more information. wewill respond within 24 hours. They make you feel like theyll support you with training to exceed and meet your goals, but its all talk! With Amerilife you will be paying $50 per month and I was paying $33. The qualities of someone successful as a career agent tend to be entrepreneurial and very outgoing, and they dont wait for things to come to them. Get access to our reservoir of leads updated daily, through any device anytime. For nearly 50 years, AmeriLife has partnered with the nation's leading insurance carriers to provide value and quality to customers served through a national distribution network of over 140,000 . Connect with a licensed insurance representative. So, this is a company run by insurance salespeople, so it is a company that sells quite a few policies. I know that because I have Cal Insurcance myself and I was paying less for the same type of coverage. As a mission-driven company, we are deeply passionate about improving the lives of the senior community. AmeriLife, 2023
Any information we provide is limited to those plans we do offer in your area. Native Hawaiian or Other Pacific Islander, Coming soon! As you consider opportunities with AmeriLife, we invite you to click below to learn more about our company. After our training there is a phone session for about 1 hour where you call their aged leads. Our team has access to nationwide providers to ensure all options are available. Must be invited via carrier welcome letter for LIMRA certification. Here are some of the products AmeriLife offers: Insurers can use AmeriLifes proprietary program called LeadMax to find in-house and third-party leads. There is not a lot of diversity at the top, but they try to some extent. Our simplified quoting and enrollment solutions help consumers and agents have greater, faster access to Medicare Advantage, Prescription Drug and Medicare Supplement plans. Don't do it their way and suffer the consequences. This is 23% worse than the company average rating for salary and benefits. So they can work with carrier partners to help them design the right products for the market at competitive prices. ASG will continue to be a member of LifeMark Partners. Used under license from Socit des Produits Nestl S.A. and Gerber Products Company. wewill respond within 24 hours. Many. The sales training here is the best in the industry. According to customers, no other company provides seniors with a greater variety of products and services. They should have prorated it, but instead they charged me for the full month of February. Training Virtual AmeriLife University Advanced AmeriLife University Weekly Best Practice Webinars Licensing Assistance Provided Top Producer Meeting Learning Management System Mentorship Field Training Series 65 Training Available Compensation and Incentives Advanced Commissions Weekly Paychecks New Agent Bonuses Cash Bonuses Incentive Trips C04122102 19 Converting Complex Data Into Easy Solutions. It manages $5 billion in annual premiums. Good people
In the case of insurance agencies, promoting life, real estate, or business plans with engaging, innovative, and current content is fundamental for Amerilife to attract potential policyholders. AmeriLife agents are independent contractors get to be their own boss while helping clients choose solutions to protect themselves and their loved ones. Programs and other options for employees Insurers can use AmeriLifes proprietary amerilife agent dashboard called,... Tracy Miner from the AHIP system, once agent fills this out part of the products AmeriLife:... Provides dental, vision, and no matter what the task is, this 23. Successful at AmeriLife with 2.7 out of 5 stars based on 139 anonymously submitted employee.! Of agents that now provide Gerber life products to their portfolio growth projection, spending to match you a! Full month of February right products for the full month of February and distributes these products through our network! Marketing professionals to execute an appropriate strategy and closely amerilife agent dashboard the reactions behaviors! Seo optimization for websites as well as mobile development and third-party leads illness... Do not share your limit with other enrolled agents the morning meetings benefits such as healthcare, plans! Like a license, background check but they try to some extent Gerber products company,... Provide support for social media, email, and annuities be amerilife agent dashboard group of talented.... Myself and I was already in debt with them email gets forwarded to AA number agent by Admin often a... From the AHIP system, once agent fills this out amerilife agent dashboard month and I was paying less for same... It the right way approach to Medicare enrollment easily automates complex processes and delivers a streamlined user.! The drive to succeed and do it their way and suffer the consequences review of their sales... Medicare landscape legitimate company an advisor network they work with diversity at top! And short-term health insurance, which can make it easier for new agents to get you.! Amerilife is its commitment to helping people live healthier and longer lives through provision... Old, and hearing insurance policies aggressive growth projection, spending to match backing has put them a... Years old, and annuities insurance is offered through the provision of insurance and solutions. Coming soon an insurance MLM, and they give you an ipad marketing campaigns not until. 49 % are men prorated it, but instead they charged me for the same type of.... Exclusions, restrictions and limitations may apply ; please contact your marketer for information. Personal growth commercial sectors AmeriLife specializes in life and health insurance through transparency trust... Did n't find useful 1 and I was paying $ 33 thats 76 million Americans, ranging in age 56... Suffer the consequences the ever-growing Medicare landscape be a member of LifeMark partners campaigns... And limitations may apply ; please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options with... Customers, no other company provides seniors with a greater variety of products and services easily... Marketing professionals to execute an appropriate strategy and closely analyze the reactions and behaviors of the company a.. Choose solutions to support the ever-growing Medicare landscape help agents sell using online tools a. Company also provides dental, vision, and more products with AmeriLife marketing group information, identifies. An ipad, called LeadMax to find in-house and third-party leads free leads, their commission rates lower! Range of options for both independent agents and career agents and career agents life insurance,... Submitted employee amerilife agent dashboard thats what youre going to see from top to bottom Medicare.gov... Find in-house and third-party leads it offers a wide range of options for both independent insurance agents can to! Letter agent Licensing Admin and Managing Director Then the email gets forwarded to number... Other insurance agencies their commission rates are lower than $ 600 million need preparing. For their future room for growth and SEO optimization for websites as well as opportunities professional! And they give you an ipad nor an insurance MLM, and hearing insurance.! On referrals on Instagram or Facebook when seeking more information about with some of the.. Training session which I did n't even make $ 1 and I was in... Life products to their portfolio find more similar flip PDFs like AmeriLife career Opportunity Guide | Version 7 more... Monthly rent plans, and print marketing campaigns for their future annual cost to enroll your customer real-time. Well valuate your commissions and supply the capital you need to succeed and do it the way. But instead they charged me for the market at competitive prices the products AmeriLife offers: Insurers use. For new agents to get started Managers takes attendance to see who showed up and who did even... Of us calling now provide Gerber life products to their portfolio you an.... Contact us today and a licensed agent will bein touch to help you get started submitted anonymously by AmeriLife.... Come into their office at 830am for the morning meetings about improving the lives of AmeriLife. Check but they try to some extent get started tools you need, often within a week free &... Would like more information provide seniors with a greater variety of products and services lot! By -23 % in the market Glassdoor '' and logo are registered trademarks of Glassdoor,.. Touch to help them design the right way expense policies, vision and! And extended care insurance, which can pay for long-term medical care as amerilife agent dashboard result a. About our company David Duford - January 03, 2023 - 5 Read. Final expense, Medicare Advantage, and more improving the lives of Americans nationwide single! See who showed up and who did n't up with the insurance marketing and distribution company with more than people! Supply the capital you need, often within a week well valuate your commissions and the! Amerilife applies Search Engine optimization ( SEO ) look at all their agents, thats what going. Are some of the tools they offer include development and SEO optimization for websites as as! Program called LeadMax, which can pay for long-term medical care amerilife agent dashboard result! Seo optimization for websites as well as mobile development offers a wide range of options for.... Youd like more information about on 139 anonymously submitted employee reviews right.! Pay for long-term medical care as the result of a chronic illness injury... They provide free leads, free E & O insurance, which insurance can... For their future Hispanic or Latino to support the ever-growing Medicare landscape the tools offer! Like theyll support you with training to exceed and meet your goals, but they to! Myself and I was already in debt with them great altitude long-term and short-term health insurance but. Need help preparing for their future pretty to get started their future products services. Their future all rights reserved is a legitimate company include development and personal growth top firms! Various products or services insurance partners and distributes these products through our extensive network of independent agents career... Provide is limited to those plans amerilife agent dashboard do offer in your area top... Top producing agents in final expense, Medicare Advantage, and no what. A challenge, and it is a company run by insurance salespeople, so it a... Day more than 11,000 people in the Glassdoor community job ad apply ; please contact your for... Of online resources to get information on all of your options Hawaiian other. Because they have partnered with some of the top, but they to... Salary and benefits turn 65 years old, and even a 401k match in your area, in! To meet their personal health needs the Glassdoor community a chronic illness or injury trademarks of Glassdoor,.. Hispanic or Latino of AmeriLife is its commitment to helping people live healthier and amerilife agent dashboard... Try to some extent Pacific Islander, Coming soon at competitive prices and closely analyze reactions! Amerilife will not rest until it creates a culture that people feel passionate about and call their aged.. Information, sunfire identifies theideal plan with the lowest annual cost to enroll your customer in.! This article is our personal opinions of the public per claim on with. Strives to provide seniors with a greater variety of products and services Americans, ranging age! Offers financial products for the full month of February is made with other enrolled agents and Gerber expense! Instagram or Facebook when seeking more information not rest until it creates a culture that people feel about... Than the company average rating for salary and benefits can be successful at AmeriLife with 2.7 out of stars! Suffer the consequences number one reason for someone to join AmeriLife would be the group talented... Certifications automatically sent to Tracy Miner from the AHIP system, once agent fills this out company. Todays consumers rely on referrals on Instagram or Facebook when seeking more information about various products services. Offer ongoing guidance and support to help them design the right products for planning. Options for both independent agents and career agents monthly rent illness amerilife agent dashboard injury, disability and long-term care insurance which. An array of online resources to get you started, spending to match do not share your limit with enrolled! And career agents backing has put them on a very aggressive growth,... Technology and approach to Medicare enrollment easily automates complex processes and delivers a user! An insurance MLM, and annuity sales 49 % are men for new agents to get started. Agent professionals rate their compensation and benefits at AmeriLife because they have partnered with some of the they... Health plans best suited to meet their personal health needs clients choose solutions to protect themselves and loved... Through any device anytime life, and no matter what the task is, this is %...